INDEPENDENT REWARDS RESEARCH

Business Credit Cards That Earn Miles in Australia

🇦🇺 11 business cards in Australia earn miles, airline co-brand rewards or points that convert to airline programs.

Catalog checked 2026-10-20. Figures are in AUD and come from issuer and program sources linked on each card profile.

At a glance

Cards compared

11 cards, sorted by annual fee (lowest first; unverified fees last)
CardAnnual feeEarningReward / routeRecorded partnersChecked
Westpac Altitude Business Gold$1501.5 Altitude points per AUD 1 at Australian and international merchants; 0.5 per AUD 1 on government payments; up to 20,000 points per statement cycle.Altitude Points · Bank pointsVelocity Frequent Flyer, Qantas Frequent Flyer, Singapore Airlines KrisFlyer, Cathay Asia Miles, Air New Zealand Airpoints2026-10-20
Westpac BusinessChoice Rewards Platinum$1500.75 Qantas Point per AUD 1.50 on eligible business purchases and 0.5 per AUD 1.50 on government payments, up to 100,000 points per facility per month.Qantas Points (Qantas Business Rewards) · Direct milesQantas Frequent Flyer2026-10-20
NAB Rewards Business Signature Card$1751.25 NAB Rewards Points per AUD 1 on everyday business purchases including ATO payments (uncapped); triple points (3.75 per AUD 1) at Webjet.NAB Rewards Points · Bank pointsVelocity Frequent Flyer, Singapore Airlines KrisFlyer, Cathay, Air New Zealand Airpoints2026-10-20
Westpac Altitude Business Platinum$2002.5 Altitude points per AUD 1 at international merchants; 1.5 per AUD 1 at Australian merchants; 1 per AUD 1 on government payments. Uncapped.Altitude Points · Bank pointsVelocity Frequent Flyer, Qantas Frequent Flyer, Singapore Airlines KrisFlyer, Cathay Asia Miles, Air New Zealand Airpoints2026-10-20
American Express Velocity Business Card$2491 Velocity Point per AUD 1 on everyday business spend; 2 on Virgin Australia travel; 0.5 on ATO and government spendVelocity Points · Direct milesNot verified2026-10-20
NAB Qantas Business Signature Card$2951 Qantas Point per AUD 1.50 on everyday business purchases including eligible government payments, capped at AUD 50,000 per card per statement period; 1 bonus Qantas…Qantas Points (Qantas Business Rewards) · Direct milesQantas Frequent Flyer2026-10-20
ANZ Business Black$3751.5 ANZ Business Reward Points per AUD 1 up to and including AUD 10,000 per statement period, then 1 per AUD 1 (uncapped).ANZ Business Reward Points · Bank pointsVelocity Frequent Flyer, Asia Miles, KrisFlyer, Singapore Airlines KrisFlyer, Cathay Asia Miles, Air New Zealand Airpoints2026-10-20
ANZ Qantas Business Rewards$3750.75 Qantas Point per AUD 1 up to and including AUD 15,000 per statement period, then 0.5 (uncapped); 1 Qantas Point per AUD 1 on selected Qantas products and services.Qantas Points (Qantas Business Rewards) · Direct milesQantas Frequent Flyer2026-10-20
American Express Business Gold Plus Card$395Up to 3 Membership Rewards points per AUD 1 at Xero, Google Ads, Meta, Amazon Web Services and Dell; 2 with AccessLine; 1.5 on everyday spend; 1 on government spend…Membership Rewards points · Bank pointsVelocity Frequent Flyer2026-10-20
American Express Qantas Business Rewards Card$4501.25 Qantas Points per AUD 1 on everyday business spend; 0.75 after 500,000 Qantas Points earned in a calendar year; 0.5 on government, utilities and insuranceQantas Points · Direct milesNot verified2026-10-20
American Express Business Platinum Card$1,7502.25 Membership Rewards points per AUD 1 on eligible purchases; 1 per AUD 1 at government bodies and the ATOMembership Rewards points · Bank pointsVelocity Frequent Flyer2026-10-20

What to check before applying

Business card eligibility (registered business, sole trader status, turnover) is set by each issuer and is not summarised here.

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