Westpac Altitude Business Gold — Australia
1.5 Altitude points per AUD 1 at Australian and international merchants; 0.5 per AUD 1 on government payments; up to 20,000 points per statement cycle.
- Annual card + required rewards fees
- A$150.00
- Reward currency
- Altitude Points
- Card type
- Business credit card
- Mileage route
- Bank points
- Record checked
- 2026-10-20
- First-year card fee
- A$0.00
How earning and transfers work
Altitude points can be redeemed to Velocity, Qantas Frequent Flyer, KrisFlyer, Asia Miles and Air New Zealand.
| Program | Conversion | Minimum / increment | Timing / source |
|---|---|---|---|
| Velocity Frequent Flyer | 4 Altitude Points → 1 airline units | 3000 / 500 | Allow 3 business days Velocity lists Westpac Altitude Business Gold as an eligible card and states 1 Velocity Point per 4 Altitude points; minimum 3,000 points in multiples of 500. Official terms |
Eligibility and important conditions
Business credit card; issuer eligibility and credit assessment apply (registered ABN and GST registration are required for Westpac business cards).
Fee AUD 150 a year (AUD 0 in the first year for new applications). Points are capped at 20,000 per statement cycle. Ratios for Qantas, KrisFlyer, Asia Miles and Airpoints are not published on the card page, so only the Velocity ratio is recorded. Welcome offers excluded.
- Fee waiver
- AUD 0 card fee in the first year for new applications (usually AUD 150), per the issuer page
- Transaction rounding
- Not verified
- Points expiry
- Altitude Reward Points do not expire while the account is open (issuer page).
- Minimum transfer
- 3000
- Transfer fee
- Not verified
- Transfer timing
- Not verified
Verification and sources
Listed on official product website; application subject to approval
Partial record. A source link does not verify every field.
Missing values remain unverified. Earnings, caps, expiry and transaction rounding can differ from a simple headline rate. Numerical reward estimates are disabled unless the full earning model is supported.
Open in the comparison directory
Transfer checklist · Award booking checklist
Airline program guides
- Velocity Frequent Flyer program guide
- Qantas Frequent Flyer program guide
- KrisFlyer program guide
- Cathay program guide