INDEPENDENT REWARDS RESEARCH

Airline Co-Branded Credit Cards in the UK

🇬🇧 6 personal cards in United Kingdom credit miles or points straight to an airline or alliance loyalty programme.

Catalog checked 2026-10-20. Figures are in GBP and come from issuer and programme sources linked on each card profile.

At a glance

Cards compared

6 cards, sorted by annual fee (lowest first; unverified fees last)
CardAnnual feeEarningReward / routeRecorded partnersChecked
Barclaycard Avios£01 Avios per GBP 1 on eligible purchases, balance transfers and money transfers within the credit limit (not cash). Spend GBP 20,000 within 12 months for a BA cabin…Avios · Direct milesBritish Airways Club2026-10-20
American Express British Airways American Express Credit Card£01 Avios per GBP 1 on purchases. No Avios on balance transfers, cash withdrawals, foreign exchange, interest or fees. A Companion Voucher is earned for GBP 15,000 spend…Avios · Direct milesBritish Airways Club2026-10-20
Virgin Money Virgin Atlantic Reward Credit Card£00.75 Virgin Points per GBP 1 on eligible purchases; 1.5 per GBP 1 directly with Virgin Atlantic or Virgin Holidays. A reward voucher (upgrade or companion ticket) is…Virgin Points · Direct milesVirgin Atlantic Flying Club2026-10-20
Virgin Money Virgin Atlantic Reward+ Credit Card£1601.5 Virgin Points per GBP 1 on eligible purchases; 3 per GBP 1 directly with Virgin Atlantic or Virgin Holidays. A reward voucher (upgrade or companion ticket) is…Virgin Points · Direct milesVirgin Atlantic Flying Club2026-10-20
Barclaycard Avios Plus£2401.5 Avios per GBP 1 on eligible purchases, balance transfers and money transfers within the credit limit (not cash). Spend GBP 10,000 within 12 months for a BA cabin…Avios · Direct milesBritish Airways Club2026-10-20
American Express British Airways American Express Premium Plus Card£3001.25 Avios per GBP 1 on purchases. A Companion Voucher is linked to GBP 15,000 spend each card year.Avios · Direct milesBritish Airways Club2026-10-20

What to check before applying

Co-branded cards usually tie you to one loyalty program. Compare the earning rate with the fee and with what you can realistically redeem for before choosing.

Related guides for United Kingdom