Business Credit Cards That Earn Miles in the UK
🇬🇧 5 business cards in United Kingdom earn miles, airline co-brand rewards or points that convert to airline programs.
Catalog checked 2026-10-22. Figures are in GBP and come from issuer and programme sources linked on each card profile.
At a glance
- 5 cards from 2 issuers: American Express, Capital on Tap.
- Recorded annual cost runs from £0 (Capital on Tap Business Credit Card — Free Rewards) to £650 (American Express Business Platinum Card).
- Most recorded airline partners: American Express Business Gold Card (15). Recorded partners are not an exhaustive list.
Cards compared
| Card | Annual fee | Earning | Reward / route | Recorded partners | Checked |
|---|---|---|---|---|---|
| Capital on Tap Business Credit Card — Free Rewards | £0 | 1 Capital on Tap point per GBP 1 of cleared card spend per the rewards help centre (the product page describes it as 1% cashback). | Capital on Tap points · Bank points | British Airways Club, Qatar Airways Privilege Club, Virgin Atlantic / Virgin Red, Radisson Rewards | 2026-10-20 |
| American Express Business Gold Card | £195 | 1 Membership Rewards point per eligible GBP 1; 2 points per GBP 1 on American Express Travel Online bookings. | Membership Rewards points · Bank points | British Airways Club, Cathay, Delta SkyMiles, Emirates Skywards, Flying Blue, Iberia Club, Qantas Frequent Flyer, Qatar Airways Privilege Club and 7 more | 2026-10-20 |
| American Express British Airways American Express Accelerating Business Card | £250 | 1.25 Avios per GBP 1. 10,000 bonus Avios for every GBP 20,000 spent, up to 3 times per calendar year (30,000 Avios). | Avios · Direct miles | British Airways Club | 2026-10-20 |
| Capital on Tap Business Credit Card — Pro Rewards | £299 | 1 Capital on Tap point per GBP 1 of cleared card spend plus 1.25% cashback on preloaded card spend; points convert to Avios 1:1. | Capital on Tap points · Bank points | British Airways Club, Qatar Airways Privilege Club, Virgin Atlantic / Virgin Red, Radisson Rewards | 2026-10-20 |
| American Express Business Platinum Card | £650 | 1 Membership Rewards point per eligible GBP 1; 2 points per GBP 1 on American Express Travel. | Membership Rewards points · Bank points | British Airways Club, Cathay, Delta SkyMiles, Emirates Skywards, Flying Blue, Iberia Club, Qantas Frequent Flyer, Qatar Airways Privilege Club and 7 more | 2026-10-20 |
What to check before applying
- Residency, income and credit requirements are set by the issuer and can exclude you even when the card is listed.
- Welcome offers, limited-time transfer bonuses and award availability are deliberately not modelled.
- Confirm the current fee, earning caps, exclusions and expiry on the issuer’s own page before you apply: open a card profile for its sources.
Business card eligibility (registered business, sole trader status, turnover) is set by each issuer and is not summarised here.
Related guides for United Kingdom
- All United Kingdom mileage cards
- Transferable Points Credit Cards in the UK
- Airline Co-Branded Credit Cards in the UK
- No-Annual-Fee Miles Credit Cards in the UK
- Singapore Airlines KrisFlyer credit cards in the UK
- Cathay Pacific Asia Miles credit cards in the UK
- Air France–KLM Flying Blue credit cards in the UK
- Qatar Airways Privilege Club credit cards in the UK
- British Airways Club credit cards in the UK
- Virgin Atlantic Flying Club credit cards in the UK
- Qantas Frequent Flyer credit cards in the UK
- British Airways Club program guide
- Cathay Pacific Asia Miles program guide
- Emirates Skywards program guide
- Air France–KLM Flying Blue program guide
- Iberia Club program guide
- Qantas Frequent Flyer program guide
- Before you transfer points
- Award booking checklist
- US, UK, Canada and Australia overview