Turn your spending
into your next flight or stay.

Find the cards, bank points, airline miles and hotel programmes available where you live—then follow the route from everyday spending to a flight or stay.

Where do you live and bank?

Recommendations follow local residency and banking access.

Choose where you live and bank. You can change this anytime.

Different places.
A brighter journey.
An illustrated flight route connects New York and Jakarta skylinesSame skies.
More possibilities.

What this directory covers

The directory lists mileage-linked credit cards by country: direct airline miles, bank points with an established airline transfer route, hotel transfer routes, and products that need another eligible card. Cashback-only products are excluded, as are products without an established mileage route.

Each record separates what is recorded from what is verified. Annual fees, earning rates, transfer ratios and eligibility come from official issuer and airline sources, with the check date shown on every card. Where a value cannot be confirmed, it is shown as unverified rather than estimated, and calculators stay disabled until rounding, caps and exclusions can be modelled.

Directory order is not a ranking or a personal recommendation, and welcome offers are not included. Coverage is a researched selection in the markets listed on the coverage page, not a complete inventory of every card a bank offers. Confirm availability and terms with the issuer before you apply. See the editorial methodology for how records are researched and corrected.

One directory for the whole miles journey.

Start with the country where you can access financial products. We connect each eligible card to its reward currency, transfer route, and airline program.

Plan a mileage goal
  1. 01
    Your country

    Residency, banking access, and local issuer rules.

  2. 02
    Your bank or card

    Fees, earning rates, caps, exclusions, and eligibility.

  3. 03
    Your points route

    Direct miles or transferable points, with ratios and conditions.

  4. 04
    Your airline miles

    Program rules, expiry, partners, and ways to redeem.

Built around the math that matters.

Bank points and airline miles are separate currencies. Unknown values stay unknown, estimates switch off when rules cannot be modeled, and every researched record links back to a source.

97
markets with indexed cards
3
cards per comparison
0
invented rates

Based in Indonesia?

Compare researched mileage routes, review card-specific terms, and model repeat transactions.

Explore the Indonesia guideOpen the calculator

Browse every market and airline programme

665 travel-rewards cards in 97 markets, each linked to the airline programmes it earns or converts into. Open a country to compare local cards, or a programme to see which cards reach it.

Country guides

Airline programmes

Beginner guides · Transfer partners · Hotel points · Glossary